The Davidson Difference

Build and Lock at 4.99% (5.927% APR)

Building a home is exciting, but it also comes with a lot of unknowns.

The Davidson Difference is how we help simplify that experience. With our Build & Lock program, you can secure your rate early in the process - while your home is being built, your financing stays exactly where you expect it to be.

What That Looks Like for You

Lock in a 4.99% (5.927% APR) fixed rate* and move forward knowing one of the biggest pieces of your purchase is already taken care of.

No watching the market, and no second-guessing timing. Just a clear path forward.

Why Buyers Choose Build & Lock

  • 4.99% (5.927% APR) locked in from the start*
  • 180-day rate lock protection while your home is being built
  • FHA-friendly financing designed to support your next step
  • A more predictable experience from contract to closing

Built Around Real Life

This isn’t just about securing a rate, it’s about a homebuying experience that feels steady, transparent, and aligned with your timeline.

That’s The Davidson Difference.

Visit us to explore available homesites, walk through your options, and see what building with Davidson really looks like.

Fill out the below or call (877) 999-2009 to learn more and start your journey today!

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Evermore Homes, LLC. | ©2025 All Rights Reserved | All drawings and written material appearing herein constitute the original and unpublished work of Evermore Homes and the same or any part thereof may not be duplicated, distributed, disclosed, or used in any manner without the written consent of Evermore Homes. Penalties shall apply when user duplicates Evermore Homes work, without Evermore Homes' written consent. All pricing, features, communities, plans, dimensions, square footage and terms are subject to change without notice. We reserve the right to modify, revise, and change designs, specifications, prices, colors, and materials from those shown without notice or obligation. Certain materials displayed are for conception and may not be standard. Illustrations are artists' concepts. Dimensions and square footage are approximate.

For example, on an FHA 30-year fixed rate loan, with a sales price of $350,000, a loan amount of $343,660 including upfront mortgage insurance, a 3.5% down payment, a 680 FICO score, with a note rate of 4.99% (5.927% APR), there would be 360 monthly principal and interest (P&I) payments of $1,842.74. Example payments do not include taxes, homeowner insurance, monthly mortgage insurance of $153.76, or HOA fees. Davidson Homes locked in through Davidson Homes Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the pool of funds is depleted or promotion expires. The interest rate offered applies only to qualified Davidson Homes homebuyers financed by Davidson Homes Mortgage for a borrower’s principal residence. Not all borrowers will qualify. Available for homes with purchase contracts signed by 5/31/2026, and close by 8/31/2026. This offer is available for a limited time on select properties and can be discontinued at any time without prior notice. Example terms available as of 5/1/2026. Interest rates are subject to loan level pricing adjustments set by FHA. ©2026 Heritage Mortgage, LLC dba Davidson Homes Mortgage, 9668 Madison Blvd, Suite 203, Madison, AL 35758. NMLS# 1773914. www.DavidsonHomesMortgage.com. info@DavidsonHomesMortgage.com. Equal Housing Opportunity.