Hello 2026

Special Rates as Low as 2.99% + Flex Cash

🎉 Hello 2026!

Davidson Homes is kicking off the New Year with an exclusive 2-1 buydown on select homes - featuring rates as low as 2.99% (5.808% APR)* in your first year - plus $5,000 Flex Cash!

🏡 Start the Year Strong with Big Savings:
âś“ Year 1: Enjoy a reduced rate of 2.99% - a perfect way to settle in for the season
âś“ Year 2: Keep the momentum with 3.99%
✓ Years 3–30: Lock in long-term comfort at 4.99% for the life of your loan

We’ve been building for you - and this New Year savings opportunity means lower monthly payments right from the start, giving you more flexibility and helping you save thousands in interest during the early years of your new home.

📊 Prefer Something Steady?
Choose the comfort of FIXED rates as low as 4.99% plus $10,000 in Flex Cash! It’s a strong foundation for 2026 - perfect for planning ahead while maximizing your Flex Cash benefits.

⏰ A Fresh Start - For a Limited Time
This limited-time offer is available only on select homes with a contract date by January 25, 2026, and all homes must close by February 25, 2026. New beginnings don’t wait - explore qualifying homes below and step confidently into the New Year.

Your new home is ready. ✨🏡

*This offer is available for a limited time on select homes and can be discontinued at any time without prior notice. Not to be combined with any other offers. See fine print for details and disclosures.

Fill out the below or call (877) 999-2009 to learn more and start your journey today!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Explore 4 Qualifying Homes in the Huntsville Region

Filter

Move-In Ready
Modern 2-car garage front of single-story The Malibu home with board-and-batten siding in Evergreen Mill, Madison, Alabama
Modern open-concept kitchen with granite island, white cabinets, stainless appliances, and bar stools in Evermore Homes The Malibu, Madison AL
Cozy master bedroom with plush white bed, dark wood dresser, tropical wall art, potted plants, and window view in The Malibu by Evermore Homes, Madison, Alabama
Modern master bathroom with double white vanity, glass walk-in shower, plants, and wood flooring in Evermore Homes The Malibu, Madison, AL
Bright hallway with hardwood floors, console table, plants, and round mirror leading to blue glass front door in Evermore Homes The Malibu, Madison, Alabama
Starting Rates from 2.99% (5.808% APR)!

The Malibu

103 Shirley Harris DriveHomesite #4
$299,900
From /MO*
Principal & Interest Only
2 Bd
2 Ba
1,339 Sf
More Details
Move-In Ready
Modern 2-story gray home with white 2-car garage, red door, driveway, and landscaped yard in Evergreen Mill, Madison, Alabama - Evermore Homes The Augusta
Bright white kitchen with quartz island, stainless appliances, and bar stools in Evermore Homes The Augusta, Madison, Alabama
Serene master bedroom with upholstered bed, plush pillows, wooden dresser, and large windows in Evermore Homes The Augusta, Madison, Alabama
Spacious dining room with wooden table, bench seating, white cabinets, and open staircase in Evermore Homes The Augusta, Madison AL
Bright entry hallway with light wood floors, staircase, and red front door in The Augusta 3-bedroom home, Madison, Alabama
Starting Rates from 2.99% (5.808% APR)!

The Augusta

105 Shirley Harris DriveHomesite #5
$314,900
From /MO*
Principal & Interest Only
3 Bd
2.5 Ba
1,632 Sf
More Details
Move-In Ready
Light blue single-story 3-bedroom home with 2-car garage, driveway, and lush front yard in Evergreen Mill, Madison, Alabama - Evermore Homes The Noble
Modern kitchen featuring white cabinets, granite island with bar stools, stainless steel appliances in The Noble 3-bedroom home, Madison, Alabama
Spacious open-concept living dining room with neutral walls, hardwood floors, beige sofa, wooden table, plants, and large windows in Evermore Homes The Noble, Madison AL
Modern walk-in shower with frameless glass doors, tiled walls, skylight in master bath, Evermore Homes The Noble, Madison AL
Welcoming entry hallway with navy blue door, hardwood floors, gray walls, and console table in Evermore Homes The Noble, Madison AL
Starting Rates from 2.99% (5.808% APR)!

The Noble

102 Evergreen Mill LnHomesite #28
$344,900
From /MO*
Principal & Interest Only
3 Bd
2 Ba
1,885 Sf
More Details
Owens Cross Roads, ALThe Meadows at Hampton Cove (1)
Move-In Ready
Stone facade 1.5-story The Oxford home by Evermore Homes in The Meadows at Hampton Cove, Owens Cross Roads, Alabama, with lush lawn
Luxurious master bathroom with freestanding tub and glass walk-in shower in Evermore Homes The Oxford, Owens Cross Roads, AL
Modern kitchen with espresso cabinets, white quartz island, stainless appliances in Evermore Homes The Oxford, Owens Cross Roads
Open-concept living area with stone gas fireplace, hardwood floors, white kitchen cabinets, and large windows in The Oxford 5-bedroom home, Owens Cross Roads, Alabama
Elegant oak staircase with white risers in light gray foyer of Evermore Homes The Oxford, Owens Cross Roads, Alabama
Starting Rates from 2.99% (5.808% APR)!

The Oxford C

7504 Speckle Belly BoulevardHomesite #89
$624,900
From /MO*
Principal & Interest Only
5 Bd
4.5 Ba
3,580 Sf
More Details

Evermore Homes, LLC. | ©2025 All Rights Reserved | All drawings and written material appearing herein constitute the original and unpublished work of Evermore Homes and the same or any part thereof may not be duplicated, distributed, disclosed, or used in any manner without the written consent of Evermore Homes. Penalties shall apply when user duplicates Evermore Homes work, without Evermore Homes' written consent. All pricing, features, communities, plans, dimensions, square footage and terms are subject to change without notice. We reserve the right to modify, revise, and change designs, specifications, prices, colors, and materials from those shown without notice or obligation. Certain materials displayed are for conception and may not be standard. Illustrations are artists' concepts. Dimensions and square footage are approximate.

DHM – FHA 2-1 BUYDOWN FORWARD COMMITMENT $325,000 DISCLAIMER @ 4.99% – 12.04.2025

For example, on a FHA 30-year 2-1 buydown loan, with a sales price of $325,000, a loan amount of $319,113 which includes upfront mortgage insurance, a 3.5% down payment, a 680 FICO score, with a note rate of 4.99% (5.808% APR), the monthly principal and interest (P&I) payments are as follows: Year 1 monthly P&I payments of $1,343.67 at 2.99%, Year 2 monthly P&I payments of $1,521.66 at 3.99%, and Year 3-30 monthly P&I payments of $1,711.12 at 4.99% for the life of the loan. Example payments do not include taxes, homeowner insurance, monthly mortgage insurance of $142.78, or HOA fees. Davidson Homes locked in through Davidson Homes Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the pool of funds is depleted or promotion expires. The interest rate offered applies only to qualified Davidson Homes homebuyers financed by Davidson Homes Mortgage for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time with no prior notice. An escrow account will be created for the seller to deposit money in to “buydown” the difference in the subsidized monthly payment amount and the note rate. Special rate available for select homes that contract between 12/4/2025 and 01/25/2026 and can close within 30 days. This offer is available for a limited time on select properties and can be discontinued at any time without prior notice. Example terms available as of 12/04/2025. Interest rates are subject to loan level pricing adjustments set by FHA. ©2025 Heritage Mortgage, LLC dba Davidson Homes Mortgage, 9668 Madison Blvd, Suite 203, Madison, AL 35758. NMLS# 1773914. www.DavidsonHomesMortgage.com. info@DavidsonHomesMortgage.com. Equal Housing Opportunity.