Evermore Homes, LLC. | ©2025 All Rights Reserved | All drawings and written material appearing herein constitute the original and unpublished work of Evermore Homes and the same or any part thereof may not be duplicated, distributed, disclosed, or used in any manner without the written consent of Evermore Homes. Penalties shall apply when user duplicates Evermore Homes work, without Evermore Homes' written consent. All pricing, features, communities, plans, dimensions, square footage and terms are subject to change without notice. We reserve the right to modify, revise, and change designs, specifications, prices, colors, and materials from those shown without notice or obligation. Certain materials displayed are for conception and may not be standard. Illustrations are artists' concepts. Dimensions and square footage are approximate.
For example, on a 30-year conventional 2-1 buydown 7/6 adjustable-rate mortgage (ARM) loan, with a sales price of $350,000, a loan amount of $315,000, a 10% down payment, a 760 FICO score, with a note rate of 4.99% (7.445% APR), the monthly principal and interest (P&I) payments are as follows: Year 1 monthly P&I payments of $1,326.35 at 2.99%, Year 2 monthly P&I payments of $1,502.04 at 3.99%, and Year 3-7 monthly P&I payments of $1,689.09 at 4.99%. Example payments do not include taxes of $481.25-$573.13, homeowner insurance of $120-$280, monthly mortgage insurance of 78.75, or HOA fees. Starting in year 8 the ARM interest rate may increase every six (6) months based on the 30-day SOFR index with a 2.75 margin, a 5% maximum first adjustment, a 1% maximum increase at subsequent adjustments with a lifetime cap of 5% over the life of the loan. Davidson Homes locked in through Davidson Homes Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the pool of funds is depleted or promotion expires. The interest rate offered applies only to qualified Davidson Homes homebuyers financed by Davidson Homes Mortgage for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time with no prior notice. An escrow account will be created for the seller to deposit money in to “buydown” the difference in the subsidized monthly payment amount and the note rate. Special rate available for homes that contract by 12/14/2025 and close by 1/16/2026. This offer is available for a limited time on select properties and can be discontinued at any time without prior notice. Example terms available as of 12/3/2025. Interest rates are subject to agency loan level pricing adjustments. ©2025 Heritage Mortgage, LLC dba Davidson Homes Mortgage, 9668 Madison Blvd, Suite 203, Madison, AL 35758. NMLS# 1773914. www.DavidsonHomesMortgage.com. info@DavidsonHomesMortgage.com. Equal Housing Opportunity.
